- Telephone
- 410-239-9650
- mdadmin@fmb1919.bank
- NMLS
- 421562
Purchasing a home?
The home of your dreams is waiting for you. By offering personalized service, we quickly help secure the right home loan for our clients. We make the loan process simple, straightforward, and fast. Our team of knowledgeable originators are on staff and ready to work for you, give us a call today.
Looking to refinance?
If you're considering refinancing your current mortgage, we can help you understand your options. We listen to your specific needs then present personalized mortgage options for you in real-time. Your needs can change, so can your mortgage loan. Let us help.
Current Mortgage Rates
4/28/2025
Conventional
Term Points Rate APR Payment
30 Year 0 points 6.625% 6.742% $640.31
15 Year 0 points 5.875% 6.063% $837.12
Payment and APR calculated at 80% Loan to Value and $100,000.00 Loan Amount
Monthly payment does not include taxes and property insurance
FHA
Term Points Rate APR Payment
30 Year 0 points 6.375% 7.215% $656.59
Payment and APR calculated on $96,500.00 Base Loan Amount (Purchase Price $100,000.00)
Payment includes FHA Monthly Mortgage Insurance
Monthly payment does not include taxes and property insurance
USDA
Term Points Rate APR Payment
30 Year 0 points 6.250% 6.861% $651.07
Payment and APR calculated on $101,010.00 Loan Amount (Purchase Price $100,000)
Loan Amount includes USDA Guarantee Fee
Payment includes USDA Monthly Annual Fee
Monthly payment does not include taxes and property insurance
VA
Term Points Rate APR Payment
30 Year 0 points 6.500% 6.313% $612.44
Payment and APR based on $102,150.00 Loan Amount. (Purchase Price $100,000.00)
Monthly payment includes VA Funding Fee
Monthly payment does not include taxes and insurance
RATES ARE SUBJECT TO CHANGE
Other PROGRAMS and RATES are available upon request.
Member FDIC
Equal Housing Lender